Business Liability Insurance

As a business owner, every transaction you complete is fraught with peril.

Protecting your business from the impact of potential customer lawsuits should be the first order of business. And while only a precisely crafted liability insurance policy can shield your business from this expense and stress, it’s usually the last thing business owners handle.

Liability insurance covers the costs of legal fees. Imagine the peace of mind you’d have knowing that in the event of a claim, your assets are safe.

Liability insurance is appropriate for any business that could face potential lawsuits. There are four types that you may fit your needs:

• Personal Liability
• Business Liability
• Professional Liability
• Public Liability

There are other risks that may be covered, including:

• Bodily injury
• Property damage
• Personal injury

Our firm specializes in covering local businesses just like yours. We have everything you need, including:

• Monthly payment options
• Coverage of temporary staff:
• Past work
• Worldwide coverage
• Claims responsiveness
• Tailored coverage
• Knowledgeable agents
• Coverage for contracts
• Fast and simple

How much business could you do without the essential components you depend on daily? Hopefully, you'll never need to find out. Especially if you have a commercial property policy.

When most of us think of commercial property insurance, its easy to think about the big, pricey items first. But, it’s often the smallest pieces of your business that are the most important.

Luckily,  a great commercial property insurance policy will help you weather the loss of vital property. With this policy, you will be protected for the replacement cost of all of your vital property.

We make every effort to keep insurance costs low while protecting what matters most to you.

Our business commercial property insurance can protect your business – from a minor setback to catastrophic loss. Even if you don’t own your building, lease a workspace, or work from home, business property insurance protects your business’ physical assets, no matter where they are.

While commercial property insurance plans vary depending on the kind of business and type of property insured, they are usually categorized by the type of event leading to a loss, and by what specifically is insured, including:

• Destruction of your building and its contents by fire.
• Damage to your documents caused by a burst water pipe.
• Outdoor sign or other property damaged in a storm.

Small business property insurance is one of the easiest ways to ensure the future of your business. Here are some of the important aspects that commercial property insurance helps protect:

• Your building
• Your outdoor sign
• Your furniture and equipment
• Your inventory
• Your fence and landscaping
• Other’s property

The professionals at our firm understand your business is unique. That’s why we take the time to help craft a commercial building insurance policy to fit your unique needs, offering a wide range of options that give you both flexibility and protection, at a price your business can afford.

Common types of coverage may also include:

• Completed value coverage
• Updated building codes
• Loss of business income
• Equipment breakdown coverage
• Flood insurance
• Utility services failure or damage
• Inflation allowance

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

Contact us today, and we'll help you protect what matters most.